article section{border-top:1px solid var(--border);padding:64px max(80px,50% - 550px)}article section h2{letter-spacing:-.8px;color:var(--ink);max-width:820px;margin-bottom:14px;font-family:Montserrat,sans-serif;font-size:clamp(22px,2.6vw,32px);font-weight:800;line-height:1.12}.ins-lead{color:var(--ink2);max-width:760px;margin-bottom:32px;font-size:16px;line-height:1.8}.ins-answer{background:var(--blue-bg);border-left:3px solid var(--blue);color:var(--ink);border-radius:0 8px 8px 0;max-width:720px;margin-bottom:28px;padding:20px 24px;font-size:15.5px;font-weight:500;line-height:1.75}.ins-prose{max-width:720px}.ins-prose p{color:var(--ink2);margin-bottom:18px;font-size:15px;line-height:1.85}.ins-prose p:last-child{margin-bottom:0}.ins-prose strong{color:var(--ink);font-weight:600}.ins-prose a{color:var(--blue);border-bottom:1px solid var(--blue-border);font-weight:500;text-decoration:none}.ins-prose a:hover{border-bottom-color:var(--blue)}.ins-prose ul{margin-bottom:18px;padding-left:20px}.ins-prose ul li{color:var(--ink2);margin-bottom:6px;font-size:15px;line-height:1.8}.ins-prose ul li strong{color:var(--ink)}.ins-two-col{grid-template-columns:1fr 320px;align-items:start;gap:40px;max-width:1040px;display:grid}.ins-callout{border:1px solid var(--border);background:#fff;border-radius:12px;padding:20px 22px;position:sticky;top:80px}.ins-callout-label{letter-spacing:1.2px;text-transform:uppercase;color:var(--ink3);margin-bottom:10px;font-size:10.5px;font-weight:700}.ins-callout p{color:var(--ink2);margin-bottom:10px;font-size:13.5px;line-height:1.7}.ins-callout p:last-child{margin-bottom:0}.ins-callout strong{color:var(--ink);font-weight:600}.ins-card-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;max-width:1040px;margin-top:28px;display:grid}.ins-card{border:1px solid var(--border);background:#fff;border-radius:12px;flex-direction:column;gap:8px;padding:20px 22px;display:flex}section[style*=bg2] .ins-card,section[style*=--bg2] .ins-card{background:var(--bg)}.ins-card-title{color:var(--ink);font-size:14px;font-weight:700;line-height:1.3}.ins-card-body{color:var(--ink2);font-size:13.5px;line-height:1.7}.ins-table{border-collapse:collapse;width:100%;max-width:1040px;margin-top:28px;font-size:14px}.ins-table th{text-align:left;letter-spacing:.8px;text-transform:uppercase;color:var(--ink3);border-bottom:2px solid var(--border);background:var(--bg3,#f1f5f9);padding:11px 16px;font-size:11px;font-weight:700}.ins-table td{border-bottom:1px solid var(--border);color:var(--ink2);padding:12px 16px;line-height:1.5}.ins-table td:first-child{color:var(--ink);font-weight:600}.ins-table td.ins-highlight{color:var(--blue);font-weight:500}.ins-table tr:last-child td{border-bottom:none}.ins-meta-bar{border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:var(--bg);flex-wrap:wrap;align-items:center;gap:10px;padding:14px max(80px,50% - 550px);display:flex}.ins-std-tag{background:var(--bg3,#f1f5f9);border:1px solid var(--border2,#e2e8f0);color:var(--ink2);border-radius:6px;padding:3px 9px;font-size:11.5px;font-weight:600}.faq-list{border:1px solid var(--border);border-radius:14px;max-width:820px;margin-top:32px;overflow:hidden}.faq-item{border-bottom:1px solid var(--border)}.faq-item:last-child{border-bottom:none}.faq-q{cursor:pointer;text-align:left;width:100%;color:var(--ink);letter-spacing:-.2px;background:#fff;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-family:Montserrat,sans-serif;font-size:14.5px;font-weight:700;transition:background .15s;display:flex}.faq-q:hover{background:var(--bg2)}.faq-toggle{border:1px solid var(--border);width:26px;min-width:26px;height:26px;color:var(--ink3);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;transition:transform .2s,background .15s,border-color .15s;display:flex}.faq-item.open .faq-toggle{background:var(--blue);border-color:var(--blue);color:#fff;transform:rotate(45deg)}.faq-a{color:var(--ink2);background:#fff;padding:0 24px 20px;font-size:14px;line-height:1.8;display:none}.faq-a a{color:var(--blue);font-weight:600;text-decoration:none}.faq-a a:hover{text-decoration:underline}.faq-item.open .faq-a{display:block}@media (max-width:1024px){article section{padding:48px 24px}.ins-meta-bar{padding:14px 24px}.ins-two-col{grid-template-columns:1fr}.ins-callout{position:static}}@media (max-width:640px){article section{padding:36px 20px}.ins-card-grid{grid-template-columns:1fr}}